Social Security has been a cornerstone of financial security for over 80 years. Some may already know that a lifetime of measured discipline can ensure a comfortable retirement. Social Security can help people plan, save and see plenty of green in their golden years.

Social Security is part of the retirement plan of almost every American worker. If someone is among the 96 percent of workers in the United States covered under Social Security, it is helpful to know to what benefits they are entitled.

Social Security bases a personís benefit payment on how much they earned during their working career. Higher lifetime earnings result in higher benefits. If there were some years a person did not work or had low earnings, their benefit amount may be lower than if they worked steadily.

How does a person know what their retirement benefits might be so they can plan? Create a safe and secure my Social Security account to view estimates of future retirement, disability, and survivors benefits. Visit and create an account today.

Social Security benefits help secure a personís today and tomorrow, but many people will need more retirement income. Saving for retirement is key. A person might also have a pension or 401K; combining as many savings resources will mean more income during retirement.

A personal my Social Security account continues to benefit someone once they file for benefits and beyond. Use the account to check the status of applications and, once a person is receiving benefits, they can use the account to manage them.

For example, a person can start or change their direct deposit, change their address and phone number, get proof of benefits, and much more ó online and at their convenience. Learn about all the great advantages of having your own my Social Security account at

Social Security puts people in control. Visit regularly to access the ever-evolving tools and information we provide.